PayChest
Money in your wallet in 1 second

Get paid for your content. No middlemen.

Launch paid access to your private channel, sell courses and take tips in USDT — straight from your subscribers' wallets. No banks, no delays, no “payouts once a month”.

USDT · TONTRC-20BEP-20Non-custodial
PayChestPro · 0%
Total earned
0USDT
↑ 22% this month
TONTRC-20BEP-20
84Sales
62Active
+22%This month
Recent sales
How it works

Set up monetization in 5 minutes

No complex setup, no bureaucracy, no payment processor. Just you, your Telegram and a wallet.

01

Add the bot to your channel

Add PayChest as an admin of your private channel — it takes over invites and access.

02

Set the subscription price

Create tiers, pick a price and a period. The terms are yours.

03

The client subscribes

USDT lands straight in your wallet; the bot sends an invite, tracks the term and auto-renews or revokes access.

USDT goes straight to your non-custodial wallet — PayChest never holds your money.
Who PayChest is for

Beyond private channels

Subscriptions, products, services and donations — online and in person. Here are just a few examples:

Creators & Communities

Access to private channels & chats with auto-renewal

Online Schools & Courses

Learning cohorts and material access

Authors & Experts

Guides, books, templates & consultations

Barbers, tattoo, beauty

offline
Booking a time, prepayment and tips.

Cafes & local shops

offline
Pay by QR at the counter — no terminal, no acquiring

Streamers & Media

Support from viewers and listeners
SubscriptionProductServiceDonation
The app

Everything inside Telegram

Creator dashboard, analytics and checkout — without a single website.

PayChest
UQAv…7bQ2
Total earnedPRO
12 480 USDT
+2 400 USDT · 84 sales
New
Share
Broadcast
2 400
This month
128
Active
84
Sales
Recent sales
VIP subscription
Subscription2 h ago
+90.00 USDT
Guide “Start”
Product5 h ago
+19.00 USDT
Tip
Tipyesterday
+50.00 USDT

Analytics

Total earned
12 480 USDT
+20% vs last month
Revenue by month
0.9k
Feb
1.2k
Mar
1.5k
Apr
1.8k
May
2.0k
Jun
2.4k
Jul
By network
◈TON
7 740 62%
TTRON TRC-20
3 245 26%
BBSC BEP-20
1 495 12%
PayChest
UQAv…7bQ2
Subscribers · 128
EW
Emma W.★180.00 USDT
activeVIP · until 21.08.2026
JC
James C.90.00 USDT
activeVIP · until 03.09.2026
OB
Olivia B.★270.00 USDT
activeVIP · until 12.09.2026
LM
Liam M.★450.00 USDT
activeVIP · until 28.08.2026
NC
Noah C.90.00 USDT
activeVIP · until 05.09.2026
AK
Ava K.★360.00 USDT
activeVIP · until 19.08.2026
OW
Oliver W.90.00 USDT
activeVIP · until 01.09.2026
PayChest
UQAv…7bQ2
Subscription
VIP subscription
by Maria · Private club
  • Access to the private channel
  • Exclusive weekly breakdowns
  • Community chat
Price90 USDT / 30 days
Network
USDT · TONUSDT · TRONUSDT · BSC
Pay 90 USDT
PayChest
UQAv…7bQ2
Total earnedPRO
12 480 USDT
+2 400 USDT · 84 sales
New
Share
Broadcast
2 400
This month
128
Active
84
Sales
Recent sales
VIP subscription
Subscription2 h ago
+90.00 USDT
Guide “Start”
Product5 h ago
+19.00 USDT
Tip
Tipyesterday
+50.00 USDT

Analytics

Total earned
12 480 USDT
+20% vs last month
Revenue by month
0.9k
Feb
1.2k
Mar
1.5k
Apr
1.8k
May
2.0k
Jun
2.4k
Jul
By network
◈TON
7 740 62%
TTRON TRC-20
3 245 26%
BBSC BEP-20
1 495 12%
PayChest
UQAv…7bQ2
Subscribers · 128
EW
Emma W.★180.00 USDT
activeVIP · until 21.08.2026
JC
James C.90.00 USDT
activeVIP · until 03.09.2026
OB
Olivia B.★270.00 USDT
activeVIP · until 12.09.2026
LM
Liam M.★450.00 USDT
activeVIP · until 28.08.2026
NC
Noah C.90.00 USDT
activeVIP · until 05.09.2026
AK
Ava K.★360.00 USDT
activeVIP · until 19.08.2026
OW
Oliver W.90.00 USDT
activeVIP · until 01.09.2026
PayChest
UQAv…7bQ2
Subscription
VIP subscription
by Maria · Private club
  • Access to the private channel
  • Exclusive weekly breakdowns
  • Community chat
Price90 USDT / 30 days
Network
USDT · TONUSDT · TRONUSDT · BSC
Pay 90 USDT
What it does

Everything you need to sell in Telegram

Automatic subscriptions & tips

Recurring passive income or a one-off thank-you from fans. The bot reminds about renewals and removes those who don't pay.

Digital products

Guides, courses, templates or archives. Upload a file, set a USDT price — PayChest delivers access right after payment.

Service bookings

The client picks a free time and pays upfront or leaves a deposit. Fits online consultations, beauty services, classes and in-person visits.

Pay by QR, in person

Sell goods offline: show the QR, the buyer scans it and pays in USDT. No terminal, no acquiring — the money goes straight to your wallet.

Quick invoices

Enter the amount you need — PayChest creates the QR and confirms the payment. For sales where the sum is different every time.

100% non-custodial security

We physically never touch your money. Transfers go wallet-to-wallet, so your balance is always fully under your control.

Transparent CRM & analytics

Track the exact number of active subscribers, churn rate, revenue by period and the most-used payment networks.

Smart broadcasts with media

Send posts only to active or only to former subscribers. Rich formatting, cover images and CTA buttons supported.

Multichain: TON, TRON, BSC

Accept USDT on whichever network suits the buyer. And on Pro you keep 100% of revenue with no platform fees.

Referral program

Invite creators. Earn recurring rewards.

Share your personal referral link and earn CHEST from every PayChest service payment made by invited creators.

  • 20% reward during the first year on all service payments
  • Then 5% to 20% lifetime based on your active referral count
  • CHEST payouts with zero limits or caps
Referral link in profile
PayChest
Referral Program
Invite creators and earn 20% from all their PayChest service payments in CHEST throughout their first year.
12
Invited
5
Paying
34.6
Earned CHEST
Rewards are credited in CHEST and can be used for any PayChest services. Only real, successful payments are counted.
Channel catalog

New subscribers find you effortlessly.

Your channel is listed in its category where users discover new creators directly in the app. TOP placement pins you at the very top.

  • Organic discovery — free listing inside your category
  • TOP placement — featured badge and top spots in catalog
Boost to TOP — from $8
PayChest
Catalog
Discover creators and channels
Featured creators
TOPCCryptoEducationCrypto1.2k
TOPAArtHouseArt840
AllCryptoSportsMusicArt
F
FitCoach
Sports610
M
MusicLab
Music470
CHEST balance

The balance that works on autopilot.

Top up once — PayChest services and plans renew automatically. Referral rewards are also credited here.

  • True autopilot — automated renewal for plans and features
  • Referral rewards — earned bonuses land directly on your balance
  • Refund guarantee — purchased tokens can be refunded anytime
1 CHEST = 1 USDT
PayChest
128 CHEST
purchased: 100 · earned: 28
1 CHEST = 1 USDT
Internal balance for automated payment of PayChest services and plans.
Top up balance
50100500100
Transaction history
Pro payment
18.08.2026
50
Referral reward
17.08.2026
+34.6
TOP placement
15.08.2026
13
Calculator

How much lands in your pocket

Drag the turnover slider — I'll show how much each platform takes and how much stays on PayChest.

PayChest 5%
5% per transaction · TON network
5 700 USDT in hand
With PayChest you keep an extra
+8 400 USDT / year
Approximate typical platform fees as of 2026, incl. payment processing. All accept USDT or fiat.
Already monetizing?

Keep your current setup — just add crypto payments alongside

While managing everything in PayChest is best, if you hesitate or want to keep card payments, simply run us alongside. It’s an instant USDT option for your audience: no bank limits, holds, or payout delays.

Add PayChest to Channel
Pricing

No asterisks, no fine print

Start for free. Move to Pro when it actually starts paying off.

Free
5% / sale
  • ✓ Subscriptions, tips, files
  • ✓ USDT on the TON network
  • ✓ Auto-access and analytics
  • ✓ Instant non-custodial split
0% TRANSACTION FEE
Pro
from $50 / mo
  • Everything in Free, plus:
  • ✓ 0% fee on all transactions
  • ✓ TON + TRON (TRC-20) + BSC (BEP-20)
  • ✓ Priority support
  • ✓ 14 days of free TOP placement
FAQ

Frequently Asked Questions

Do you really never hold my funds?

Yes. Every payment transfers directly from the subscriber's wallet to yours instantly. PayChest is non-custodial: we never hold your funds or private keys, meaning zero freezes, withdrawal delays, or payout thresholds.

What can I monetize?

Any legitimate digital content: private channels, closed communities, courses, guides, subscriptions, or donations. Adult content (18+), scams, and illegal activities are strictly forbidden and banned immediately.

How much does it cost?

On the Free plan — 5% per transaction (TON network). On Pro — 0% transaction fee plus full TRC-20, BEP-20, and TON support (billed at 3% of monthly turnover, min $50).

Does a subscriber need a crypto wallet?

Not necessarily. Subscribers can pay from a crypto wallet (Tonkeeper, MetaMask, Trust Wallet etc.) or directly from an exchange (Binance, Bybit, OKX etc.). Payments are made in USDT. Wallets offer a seamless one-click experience, while with an exchange transfer, the user simply needs to confirm the transaction in the app to instantly unlock access.

How do subscribers get access?

Fully automated: once the on-chain payment is confirmed, the bot delivers a unique invite link. When the subscription period expires, the bot handles renewal reminders or removes access automatically.

Which blockchain networks are supported?

On the Free plan — TON network. The Pro plan unlocks TRON (TRC-20) and BNB Smart Chain (BEP-20), significantly improving checkout conversions for your global audience.

What are the Catalog and TOP placement?

Your channel is automatically listed in the catalog under its category. TOP placement pins your project to the very top positions with a featured badge to maximize organic discovery — starting from $8, with the first 14 days free on the Pro plan.

How do CHEST and the referral program work?

CHEST is our internal balance (1 CHEST = 1 USDT) used to automatically renew any PayChest services and plans. When you invite creators via your link, you earn 20% of their platform payments in year one (and 5% to 20% lifetime), credited directly to your CHEST balance.

Can funds be refunded?

Since subscriber payments go directly peer-to-peer into your wallet, subscriber refunds are handled directly by you. For platform funds: purchased CHEST tokens can be refunded anytime via support; bonus and referral CHEST are non-refundable.

I already use another platform. Is migration difficult?

The transition is smooth and seamless for your audience. Simply connect PayChest to your channel and share the new payment link with your subscribers or pin it in the channel. Once a user pays through the app just once, the bot automatically manages their subscription, sends renewal reminders, and controls access.

Turn your content into reliable crypto revenue

Set up payments in 5 minutes and receive USDT directly into your wallet.

Open PayChest in Telegram